A claim for a new windscreen is an example of an event that is:

A claim for a new windscreen typically falls under the category of high frequency and low severity. This means that such claims occur frequently, as many drivers may experience incidents leading to the need for a new windscreen due to various reasons like minor accidents or environmental damage. However, the financial impact of these claims tends to be relatively low compared to more severe claims, such as those involving serious accidents or significant property damage.

In the context of insurance, understanding the frequency and severity of claims is essential for assessing risk and determining appropriate premiums. High-frequency, low-severity claims do not generally lead to substantial financial losses for insurers but require handling a larger volume of transactions, which can influence operational costs.