According to the Data Protection Act 2018, personal data refers to which of the following?

Prepare for the CII Certificate in Insurance - Insurance, Legal and Regulatory (IF1) Exam with interactive questions. Each question comes with hints and detailed explanations. Equip yourself for success!

The definition of personal data under the Data Protection Act 2018 specifically refers to data that relates to a living individual who can be identified from that information. This aligns with the principles of data protection that focus on the rights of individuals with respect to their personal information.

The Act emphasizes the need for protection and privacy of data regarding living individuals, as they have rights that can be infringed upon if their personal data is misused. The specification of "living individual" is critical, as it delineates the scope of what is considered personal data, ensuring clarity that the protections under the Act apply only to individuals who are currently alive.

In contrast, options that include deceased individuals or corporations broaden the definition inappropriately, as corporations are treated separately under data protection law, and the rights associated with personal data generally lapse upon death. Thus, the focus remains on living individuals, reaffirming the importance of safeguarding their personal information.

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