Adrian is a registered insurance broker working for a large broking company. When he advises Tony on insurance for his new car, Adrian is acting as the agent of?

In this scenario, Adrian is acting as the agent of Tony. When a registered insurance broker like Adrian provides advice to a client concerning insurance options, his primary role is to represent the interests of that client. This means that Adrian has a fiduciary duty to act in the best interest of Tony, ensuring that he provides suitable insurance solutions tailored to Tony's needs and preferences.

In the context of insurance, the agent's duty is to act on behalf of the client, especially when it comes to understanding their requirements and guiding them through the options available in the market. While Adrian works for a large broking company, he must prioritize the client relationship above all, making Tony his principal in this interaction.

Adrian’s position as an employee of the broking company does not take away from his responsibility to act as Tony’s agent in this specific instance, nor does it mean that he represents the insurer or the car dealer in this advisory capacity. The essence of the broker-client relationship emphasizes that the broker's duty is to the client, affirming Tony’s role as the agent's principal in this transaction.