After investigating a liability claim for injury, from whom does the loss adjuster usually receive payment of fees?

The loss adjuster typically receives payment of fees from the insurer. This arrangement is grounded in the role the loss adjuster plays in the claims process. When a claim is submitted, the insurer is responsible for managing the investigation of that claim to determine the validity and the extent of the liability. The loss adjuster, acting on behalf of the insurer, conducts a thorough investigation, assesses the evidence, and evaluates the claim based on the policy terms.

Since the loss adjuster is essentially working as an agent of the insurer during this process, the fees for their services are covered by the insurer itself. This ensures that the insurer has control over the claims handling process and can manage costs associated with it effectively.

Payments from other sources, such as the insured or third parties, are not typical, as doing so could create conflicts of interest or complicate the claims process. The system is designed to provide a clear and straightforward payment structure that aligns the interests of the insurer and the loss adjuster in managing the claim efficiently.