The third party section of a motor insurance policy is categorized under which class of insurance?

The third-party section of a motor insurance policy falls under the category of liability insurance. In this context, liability insurance is designed to protect the insured against claims made by third parties for damages or injuries resulting from accidents where the insured is at fault. This type of insurance is essential for addressing legal responsibilities that arise in the event of an accident involving a vehicle, ensuring that the policyholder can cover any compensation claims or legal costs that may ensue.

Liability insurance is commonly mandated by law for motor vehicles, making it a critical aspect of road safety and financial responsibility for drivers. This protection ensures that if the insured driver causes an accident that injures another party or damages their property, the insurance will cover the costs associated with the claim, up to the policy limits.