What least likely represents Sulla's services as an independent intermediary placing business for new clients?

The correct response highlights that actions on behalf of the insurer are least representative of Sulla's role as an independent intermediary. In the context of insurance, independent intermediaries, such as brokers, primarily represent the interests of their clients—who are the policyholders—rather than the insurers. Their key functions include assessing client needs, advising on market options, and negotiating terms with underwriters.

Independent intermediaries focus on finding the best coverage for their clients, which involves making informed decisions on the appropriate markets for placement and negotiating terms that best serve their client's interests. They may also provide advice regarding policy wording to ensure that coverage aligns with client expectations and needs. Thus, the independent intermediary's actions aim to support the client's best interests rather than acting on behalf of the insurer, which would compromise their position as an advocate for the client.