What type of insurance typically involves coverage for losses resulting from employee dishonesty?

A fidelity guarantee policy is specifically designed to provide coverage against losses resulting from employee dishonesty, such as theft or fraud. This type of insurance protects employers from financial losses that occur due to dishonest acts committed by their employees in the course of their employment. It typically covers various forms of dishonesty, ensuring that businesses have a safety net to recover from such unexpected financial harm.

In contrast, an errors and omissions policy primarily addresses liability arising from professional mistakes or negligence, rather than employee theft or fraud. A commercial property policy covers physical assets and property losses but does not extend to employee-related dishonesty. Directors and officers insurance focuses on protecting corporate officials from personal losses due to wrongful acts associated with their roles, rather than losses incurred due to employee misconduct. Thus, the fidelity guarantee policy is the relevant choice for coverage of losses from employee dishonesty.