What type of insurance would protect a supermarket against customer injury claims due to slipping on a wet floor?

Public liability insurance is designed to protect businesses against claims made by members of the public for injuries or damage that occur as a result of the business's operations. In the case of a supermarket, if a customer were to slip on a wet floor and suffer an injury, they could potentially hold the supermarket liable for that incident. Public liability insurance would cover the legal costs and any compensation that might be awarded to the injured party, providing essential protection for the supermarket against such claims.

Employers' liability insurance, on the other hand, focuses on protecting employers from claims made by employees who may get injured while working for the business. Directors' and Officers' liability deals with the personal liability of executives and board members for wrongful acts in their official capacities, and products liability pertains to claims related to the safety and performance of products sold by a business. Therefore, only public liability insurance is relevant to protecting a supermarket from customer injury claims due to accidents occurring on its premises.