When must Mr. Moss disclose his vehicle's correct engine capacity to the insurer?

Mr. Moss must disclose his vehicle's correct engine capacity to the insurer immediately because accurate information is crucial during the initial stage of the insurance application. When applying for insurance, the insurer assesses the risk associated with insuring the vehicle based on its specifications, including the engine capacity. Providing correct details is essential for the insurer to determine the premium and coverage terms. If Mr. Moss fails to disclose this information upfront, it could lead to complications later, including the possibility of claim denial or policy cancellation due to non-disclosure or misrepresentation. Immediate disclosure ensures that both the insurer and insured have a clear and fair understanding of the risk involved in the insurance contract.