Which activities are considered as money laundering?

The activities considered as money laundering include integration, layering, and placement.

Placement is the initial stage where illicitly obtained funds are introduced into the financial system, often by depositing them into banks or using them to purchase assets. Layering involves separating the illicit money from its source through a series of complex transactions designed to conceal the paper trail. Finally, integration is the stage where the laundered money re-enters the economy in a way that appears legitimate, allowing the criminal to enjoy the proceeds of their illegal activities without raising suspicion.

The other options contain elements that aren't typically recognized as core stages of the money laundering process. For instance, failure to report refers to a compliance breach relating to anti-money laundering regulations, and tipping off involves informing a suspect that they are being investigated, which does not contribute directly to the laundering process itself. Thus, the combination of integration, layering, and placement is key to understanding how money laundering operates and why those activities are classified together.